ZipCash is a mobile voucher loaded on your mobile phone, which can be used for shopping online, paying your utility bills, buying prepaid mobile talktime/ DTH recharges, buying mVouchers for other Retailers and as well as for various exciting deals & offers.
Get ZipCash on your mobile and escape long queues.
ZipCash has received the authorization from the Reserve Bank of India to set up a Payment System and issue Pre-paid instruments under the Payments & Settlment Act, 2007.
ZipCash offers you the best way to shop online, buy the best deals or pay your bills
1. Convenience: Any credit card transaction online requires the customer to remember his card details such as the 16-digit PIN, expiry date, user name, CVV number etc. However, to use ZipCash, all you need is your user name and PIN and access to your phone. Simple.
2. Security: Almost 75% of credit card holders have never done a transaction online. The main reason cited by them is concern around credit card frauds. The fact is that every time you use your credit or debit card online, you are exposing yourself to a potential fraud with risk being as high as your credit card limit or the entire balance in your bank account. In case of ZipCash, you are only exposing the prepaid balance in your ZipCash Account to a potential fraud. And with our 2-factor authentication, the potential for any fraud is almost negligible.
For the same reason, if you are someone who uses his credit card or debit card online, you are much better off using your them to top up your ZipCash Account first and then using the same to do multiple transactions (especially small value transactions such as buying movie tickets or local deals and offers). The reason for that is simple. There is a risk each time you use your credit card online and the risk multiplies with the frequency of transactions. However, if you were to instead use the credit card once to top up your ZipCash Account and then use the ZipCash balance
to do multiple small value transactions, you have simply cut down that risk manifold. Further, not all websites use industry standard encryption and processes and your risk increases when doing transactions on such smaller retail sites. ZipCash is a payment company and follows industry best practices to ensure when you use your credit/ debit card on our website to top up your ZipCash wallet, the transaction is safe, secure and encrypted.
3. Mobility: Simply put, the ZipCash wallet is linked to your mobile so you have access to it wherever you go. Further, you can do most of the transactions from the convenience of your mobile, without even having to go online. So your utility bills or the latest and best deals in your area come to you via SMS and you can make the payment by simply texting back. Similarly, you can recharge your talktime, buy DTH recharges or make payments at participating offline stores by sending simple text messages. Its that simple!
1. WWW.ZIPCASH.IN: If you’re near a computer, why not logon to www.zipcash.in and top-up your ZiPCASH balance with your credit card/ net banking? Just a few clicks of the mouse and you’ve got the power of ZiPCASH in your phone.